Tennesseetransitions


Frugal Friday- April 3, 2015
April 3, 2015, 3:37 PM
Filed under: Frugality | Tags: , , ,

The old adage that says “When It Rains It Pours” has proven to be true at my house lately. From the 15,000 mile check up and oil change on our car that cost us $400 (but is necessary to qualify for the 200,000 mile warranty that is ours if we do the required checkups), to replacing my eyeglasses that literally broke in two with no warning whatsoever last week, we’ve had our share of large expenses lately. We used internet coupons for both the car ($75) and the glasses ($30) which I printed on the backs of ‘old’ pages. Michael’s laptop had been having trouble for weeks, and finally became too unstable to use. It was tempting to purchase a new one, they’ve come down so much in price since he purchased the current one. Instead we walked it to a nearby repair shop that had been recommended by a friend, and for $100 the shop owner backed everything up, erased it completely, then reloaded all the software and files. He also CLEANED it, so now it performs and looks like it did when it was new.

I had to have a crown put on a molar, but insurance paid for half of that, leaving me with ONLY $350 to pay. My monthly dental insurance premiums through the hated-by-most but loved-by-me Obama Care is only $21.00, and covers 2 cleanings a year, plus xrays and 50% off most major dental work.

Luckily, we are able to cover all these larger than normal expenses without pulling out the credit cards by being frugal with all the smaller expenses in our daily lives. I am forever grateful for hard financial lessons learned earlier in life that allows us to have breathing room now that we’re retired. No amount is too small to consider saving. Like the quarter I found on the sidewalk while walking the dog on…

Monday: Would you pass up a quarter?

quarter

Tuesday: I received the refund check for expenses I had during my trip to Selma last month. Read about it here. Savings: $128.96!

check

Wednesday: I enjoyed going to the Environmental Film Festival held at the local university. Admission was free and the films were excellent! Free cookies and tea during the intermission, along with visiting a nice variety of environmentally-friendly exhibitor booths made this a really pleasant evening. Did I mention it was all free? I’m planning to ride my bike to events that I attend there this summer-it’s only a little over a mile away!. Parking is always a hassle, so that will solve the problem AND prolong that 25,000 mile ‘required’ checkup on the car.

Thursday: I harvested the last of the winter collards, spinach and kale, making space for the new plants that are replacing them in my home garden. I seasoned them with home grown garlics and mild ‘bunching onions’ that are still bunching and bunching. Fresh from the garden, organic produce is priceless. Literally. Did I tell you that a half pound of organic, locally grown kale was selling recently for $3.99? Yeah, a half pound; making the one pound bag you see in the front bag (below) comparatively worth $8.00. Just for the kale.

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Friday:  I did something today that my mom used to do… I put some stale crackers on a baking sheet and recrisped them by ‘baking’ them in a 250 degree oven for about 10 minutes. It works! (and I thought they were better than when new). We ate them with the scant two cups of leftover chipoltle black bean soup, and rounded out the impromptu meal with the last 2 slices of cantaloupe and the remaining apple juice mixed with the last dregs of cranberry juice, which also made a better-than-when-new drink. Lunch-of-leftovers was fabulous! No food waste=priceless!

Sometimes being frugal means more than ‘saving’ money and in my case, it often means not spending any to begin with. This week I downloaded a free sewing machine manual for my daughter’s ‘found’ machine, did some minor sewing repairs with my own machine, hung clothes on the line to dry instead of using the dryer, cooked all our meals using what we had on hand, DIDN’T go to Target just because I had a 30% off coupon, transplanted a bunch of veggie starts into my garden that we started from $2 or $3 worth of seed; when mature they should easily yield about $50-$75 worth of good organic food for us. It IS the little things that can add up to help us cover the big things when we need to. As mama used to say, “Money doesn’t grow on trees you know!” Yes Mom, we know…

money tree

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